About credit information and
‘notifiable matters’
The law requires us to advise you of ‘notifiable matters’ in relation to
how we may use your credit information. You may request to have
these notifiable matters (and our privacy policy) provided to you in an
alternative form, such as a hard copy.
We exchange your credit information with CRBs. We use the credit
information that we exchange with the CRBs to assess your
creditworthiness, assess your application for finance and manage your
finance. If you fail to meet your payment obligations in relation
to any finance that we have provided or arranged, or you have committed a
serious credit infringement, we may disclose this information to a
CRB.
You have the right to request access to the credit information that we
hold about you and make a request for us to correct that credit
information if needed. We explain how you can do this below.
Sometimes, your credit information will be used by CRBs for
‘pre-screening’ credit offers on the request of other credit
providers. You can contact the CRB at any time to request that your
credit information is not used in this way.
You may contact the CRB to advise them that you believe that you may have
been a victim of fraud. For 21 days after the CRB receives your
notification, the CRB must not use or disclose that credit
information. You can contact any of the following CRBs for more
information: Dun & Bradstreet (Australia) Pty Ltd (www.dnb.com.au),
Experian (www.experian.com.au) and Veda Advantage Ltd
(www.veda.com.au). |